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Who uses our model

More than eight billion VantageScore credit scores were used in a 12-month period in 2015–2016—an increase of nearly 40% over 2014–2015. Over 2,400 lenders and other industry participants—including 20 of the top 25 financial institutions—used VantageScore credit scores from July 2015–June 2016.

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There are lots of commonly held myths about how credit scores are really used. Make sure you know the truth.

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