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Introducing VantageScore 4.0

FAQ Scoring more consumers and opening up access to credit

VantageScore Solutions is rolling out the latest version of its popular credit scoring model, VantageScore 4.0.

The model won’t be available for commercial use until Fall 2017, so no one is likely to be receiving a VantageScore 4.0 credit score from a lender or a free credit score provider anytime soon. But VantageScore doesn’t believe in surprises when it comes to credit scoring, so here’s the lowdown on what the new model is all about:

In VantageScore 4.0, VantageScore Solutions has delivered yet another credit scoring model that benefits both consumers and lenders, again raising the competitive bar for the credit scoring industry. VantageScore is committed to fostering competition across all consumer credit segments, to helping consumers understand the role their behavior plays in determining their credit scores, and to empowering them to improve their scores as a means of securing credit and making their financial dreams reality.

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