Are you thinking about the health and wellness of your credit? Having a strong credit score is necessary to qualify for various loans, credits cards and mortgages. Just like we take care of our personal health, it’s important to take care of our credit health to build and maintain a strong credit score. VantageScore put together three credit care tips to help you keep your score in top shape.
1. Exercise responsible credit usage. Building a strong credit score takes time and dedication, but there are a number of everyday actions consumers can take to strengthen their score overtime. Things like paying down your credit card balance and paying bills on time can get you to a better credit score. Practice good credit behavior long-term and build your credit muscles.
2. Give your credit score a regular checkup. Regularly checking and monitoring your credit score is essential to your credit health. By keeping an eye on your credit score, you can ensure it is accurate and healthy. Use VantageScore’s credit scoring model to get the most accurate and predictive score. You can check it here.
3. Maintain well-balanced credit habits. When it comes to your credit health, it’s important to maintain well-balanced credit habits. Don’t overindulge in opening new credit accounts, but don’t be afraid to diversify your accounts. Rely on VantageScore to help you keep a pulse on your credit health. We’ll be the credit strength training partner you need.