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The Credit Scoring Model that's More Accurate
If credit files exclude
some public records …
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Will credit scores change? 
  • Credit reporting companies may reduce tax-lien & civil-judgement information
  • What’s the score impact of reducing the availability of this data?
What actions affect
your credit score?
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How long do effects last? 
  • Your behaviors largely determine your credit score
  • Infographic shows what can lower scores—and for how long
Celebrating
10 years
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It’s been a great ride 

  • 2006 debut brought competition to credit scoring
  • Revisit milestones in a decade of innovation 

Real-world questions about credit scoring
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Our experts have answers 
  • We asked shoppers about credit-score concerns
  • Quick videos address their questions

 

Don’t buy into
these myths
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Banishing misconceptions 

  • Credit scores aren’t that mysterious
  • Separate the facts from fiction

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VantageScore Innovations

VantageScore “firsts” have raised credit-scoring standards.
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THE SCORE
Inside the latest issue
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