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The Credit Scoring Model that's More Accurate
VantageScore 4.0
makes its debut
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Preview our new model 
  • Cutting-edge technology boosts scoring accuracy

  • Innovations benefit consumers & lenders alike
Annual model usage
SURGES past 8 billion
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See who’s using us now 

Number of users climbs to more than 2,400 from over 2,000

Users include 34 of 50 largest U.S. financial institutions

What actions affect
your credit score?
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How long do effects last? 
  • Your behaviors largely determine your credit score
  • Infographic shows what can lower scores—and for how long
If credit files exclude
some public records …
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Will credit scores change? 
  • Credit reporting companies may reduce tax-lien & civil-judgement information
  • What’s the score impact of reducing the availability of this data?
Real-world questions about credit scoring
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Our experts have answers 
  • We asked shoppers about credit-score concerns
  • Quick videos address their questions

 

Don’t buy into
these myths
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Banishing misconceptions 

  • Credit scores aren’t that mysterious
  • Separate the facts from fiction

CLOSE

VantageScore Innovations

VantageScore “firsts” have raised credit-scoring standards.
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THE SCORE
Inside the latest issue
LATEST ISSUES:
June 2017
May 2017
April 2017
March 2017
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Valued partners:
CBA MBA
VantageScore Licensees:
Equifax Experian TransUnion
CONSUMERS
LENDERS