demystify credit scoring.
credit score reason codes.
and improve your credit score.
What’s your credit score IQ?
Take the quick quiz to see how much you understand about credit scores.
What really impacts your score?
Find out what really influences your credit score…and what doesn’t count.
Check out these mythbusters.
Separate misconceptions from realities about credit scoring.
Video on demand
View videos from experts in the credit scoring field.
A higher level of confidence
More accurate credit scores for more people. More consistent scores, across all three national credit reporting companies. And new tools to help consumers understand their credit score. These are just a few of the ways the new VantageScore credit scoring model helps to make sure consumers have access to the right amount of credit at the fairest terms and rates.LEARN MORE
Figure out your
credit score IQ
There are a lot of myths out there about who uses credit scores and what information actually goes into making one. Do you know? Click below to take a short credit score quiz, or check out our resources page for answers to frequently asked questions about credit scoring.TAKE THE QUIZ
Find consumer-friendly explanations
Have questions about the reason codes listed when you are given a VantageScore credit score? Click below to visit ReasonCode.org for an explanation of each one in clear, plain English. Plus, you can check out the site’s useful glossary of credit scoring terms.FIND A REASON
Stay on top of credit scoring news
Keep up on the latest in credit scoring news—and how it could affect you—by reading the VantageScore newsletter, The Score. Click below to read the latest issue or sign up to have The Score delivered to your inbox every month.READ THE SCORE